Collision Coverage:
Pays to repair or replace your vehicle if it's damaged in a collision with another car, object, or even an overturned vehicle.
Comprehensive Coverage:
Covers damage to your vehicle from events other than collisions, such as fire, theft, vandalism, hail, or hitting an animal.
Uninsured/Underinsured Motorist Coverage:
Pays for your injuries or property damage if you're hit by a driver who is uninsured or has insufficient coverage.
Medical Payments Coverage:
Helps pay for medical and funeral expenses for you and your passengers in an accident, regardless of who is at fault.
Personal Injury Protection (PIP):
In some states, PIP covers medical expenses and lost wages, similar to medical payments, but with additional benefits.
Rental Reimbursement:
Optional coverage that pays for a rental car while your vehicle is being repaired after an accident.
Roadside Assistance:
Provides services like towing, tire changes, and jump-starts.
